Review

When you sign-up for one of our affordable packages, we'll pull for credit report for review. Each report is analyzed, organized and categorized to provide best approach to either remove or update any inaccurate information on your credit profile. Based on the information, a custom plan will be developed to provide optimal results.

• Review Credit Report
• Organize all items for dispute
• Create custom plan
• Follow-up every 30 days

Challenge

It is your legal right to dispute inaccurate information on your credit report under the Fair Credit Reporting Act (FCRA). That includes collection accounts with false information or even any accounts that you deem “questionable.” The credit bureau must investigate your dispute within 30 days. Our process will use the FCRA laws to dispute inaccurate information with all three creadit bureaus.

• Apply FCRA laws to draft dispute letters
• We don't use templates and each letter is unique
• Follow custom to dispute plans to apply pressure on credit bureaus
• Don't give up until results are achieved

Update

We believe in open communication and we will provide each client with 24/7 access to a secure personal portal.

• Personal online dashboard
• Score tracker and analysis
• Text and message alerts
• Document upload

Educate

Credit repair is half the battle with the other being building good credit habits to increase and maintain FICO score. We will provide our clients with tools and resources to build or re-establish credit.

• Credit tips
• Credit building programs
• Finance education Classes